Choose Free Savings for no-fee, easy access to your cash.
- No minimum balance. Yes!
- No low-balance fees. Yes!
- $50 minimum deposit to open
- Competitive interest rate on balances over $1
- Free online and mobile banking
- Free quarterly eStatements
Money is a terrible thing to waste. If you have more than $5,000 in savings, why not put it to work? You’ll earn a higher interest rate yet maintain easy access for unexpected expenses.
- Higher-yielding, variable-interest rate
- $5,000 minimum to open ($500 minimum to earn interest)
- Free online and mobile banking
- Free semi-annual eStatements
It’s the easier way to save. Tell us how much to set aside each month and we’ll take care of the rest. Out of sight, out of mind. Until that happy October surprise arrives.
- No monthly service charge
- Change the amount any time
- Competitive rate on amount automatically transferred
- Balance automatically deposited into your Community Bank account in early October each year
Free Savings | Premium Savings | Christmas Club | |
---|---|---|---|
No minimum balance | Yes | $5,000 minimum balance | Yes |
Minimum required to open | $50 minimum | $5,000 minimum | No |
Interest rate | Competitive | Higher variable | Competitive |
Minimum required to earn interest | $1 | $500 | $100 |
No low-balance fee | Yes | $5/month if balance falls below $5,000 | Yes |
Free online & mobile banking | Yes | Yes | Yes |
Free ATM Card | Yes | Yes | No |
Free eStatements | Yes | Yes | Yes |

Earn solid rewards without the risk.

Earn higher interest and maintain access to your money.

Take the first step toward your dream home with just a few clicks. Start your online mortgage application today.