Welcome Elmira Savings Bank Customers

We're excited to welcome you as a Community Bank customer! Click here for more information.
Having issues logging in? Click here.
If you're looking to pre-qualify for a mortgage, click here.

We're excited to welcome you as a Community Bank customer! Click here for more information.

Having issues logging in? Click here
If you're looking to pre-qualify for a mortgage, click here.
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Financial Calculators

Ready to get a clearer picture of your finances? Our financial calculators can help you make sense of your mortgage, compare rates and loans, stick to your budget, and save for big milestones like college or retirement. Find a helpful calculator below to get started.

Determine how much money you pay in principal and interest over time with an amortization loan.
Should you consolidate your debt? Use the calculator to see if it’s right for you.
Is a bi-weekly mortgage a better deal for you? Use the calculator to compare payment plans.
Compare rates and terms and estimate your monthly payments.
Estimate your savings with early mortgage payoff.
Find out what home loan you can afford based on your income and home purchase price.
Is refinancing worth it? Our mortgage finance calculator can help you decide.
Get a handle on your monthly household income and expenditures with our home budget analysis tool.
Calculate how much you need to retire the way you want.
Determine whether you’re on track to reach your education goals.
See how much your money can grow over a specified period of time.
Determine when you’ll become a millionaire based on your rate of savings and return on investment.
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Resources
Make financial decisions confidently

Explore our Financial Literacy Hub for advice on spending, saving, banking, investing and more.

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Money Market Accounts
Put your extra cash to work

Earn higher interest and maintain access to your money.

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The Cost of Furnishing a New Home

One of the most exciting aspects of buying a house—whether you’re upsizing, downsizing or it’s your first time—is turning that house into a home.

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Steps to Build a Budget (and How to Stick to It)

Here are 6 steps toward building a better budget that works for you, and three tips that keep you on track!

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The Road to a Comfy Retirement (and Maybe Even $1 Million)

Retiring a millionaire may not be on your immediate to-do list. However, with proper planning, it’s surprisingly possible to retire with $1 million (or even more) by age 60.

BANKING YOU CAN COUNT ON

Better banking starts with trust—and we’re honored to be recognized for it.

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