Welcome Elmira Savings Bank Customers

We're excited to welcome you as a Community Bank customer! Click here for more information.
Having issues logging in? Click here.
If you're looking to pre-qualify for a mortgage, click here.

We're excited to welcome you as a Community Bank customer! Click here for more information.
Having issues logging in? Click here
If you're looking to pre-qualify for a mortgage, click here.

Debt Consolidation Calculator

If you’re juggling multiple loans and debt payments, debt consolidation may help you save money in the long run. Debt consolidation combines your debts into a single fixed-rate loan, which you’ll make payments on each month. Use this calculator to see if debt consolidation is right for you.

First, enter the debts you plan to consolidate into the calculator fields below. These may be personal loans, credit card balances or other types of debt. Be sure to include the balances, interest rate and monthly payments you currently make. Then click Calculate to see what your monthly payment could be with a consolidated loan. Adjust the rates and terms to find a payment plan that fits with your goals and budget. When you’re done, you can view or print a summary for your records.

More resources
Savings Accounts

Earn a competitive interest rate and be ready for necessary purchases. Open your free or premium savings account online now.

Managing Overdrafts

Overdrafts can be an unpleasant surprise. Learn what they are and how to avoid incurring an unavailable funds fee.

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Dancing
Checking Products
Get a free gift

Enjoy plenty of free with Carefree CheckingSM including a free gift when you open an account online or in-branch.

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Credit Cards
Take your credit with you

Want to earn rewards, build your credit or get a low rate? We have a credit card for that.

BANKING YOU CAN COUNT ON

Better banking starts with trust—and we’re honored to be recognized for it.

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