ALERT: PHISHING SCAMS

We’re seeing an influx of phishing scams—fraudulent messages pretending to be Community Bank in order to gain your information. Never click on a link in an unverified text to check your account. To check your account, please visit cbna.com or use our mobile app. For more info, click here.

We’re seeing an influx of phishing scams—fraudulent messages pretending to be Community Bank in order to gain your information. Never click on a link in an unverified text to check your account. To check your account, please visit cbna.com or use our mobile app. For more info, click here.

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Carefree Checking℠

At Community Bank, N.A., we like to keep things easy. With Carefree Checking℠, all it takes is a $50 minimum deposit to get started. There’s no minimum balance requirement after that.

To get started, click open online to fill out the online application. Have the following handy:

  • Social Security number
  • Driver's License
  • Applicable account funding information
  • A valid email address
  • Joint account holder information (if applicable)
For promotions in your area,
select your nearest CBNA location.
Features:
  • No monthly service charges
  • No minimum balance requirements
  • Free online and mobile banking
  • Free return of check images
  • Free eStatements (paper statements available for $2/month)
  • Free chip-enabled, contactless Visa® Debit Card with offers & perks
  • Free money for your old checks and debit card1
  • Free thank-you gift for opening an account*
  • Free Bill Pay
  • Access to Budget Tools, a free financial management tool
  • Free thank-you gift for opening an account (2023 in-branch and online account opening gifts)
Open your account online today and get a free gift! Arrow
“I was recently with another bank and didn’t feel like I mattered to them. So I opened an account at Community Bank. Everything was explained to me and I was made to feel completely comfortable.”
Pulaski, NY
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Savings Account
Grow your money free of fees

Choose Free Savings for no-fee, easy access to your cash.

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Credit Cards
Take your credit with you

Want to earn rewards, build your credit or get a low rate? We have a credit card for that.

BANKING YOU CAN COUNT ON

Better banking starts with trust—and we’re honored to be recognized for it.

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