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Carefree Checking℠

At Community Bank, we like to keep things simple. With Carefree Checking℠ it’s easy to open and easy to use.

To get started, click “Open Online” to fill out the online application. Have the following handy:

  • Social Security number
  • Driver's License
  • Applicable account funding information
  • A valid email address
  • Joint account holder information (if applicable)
For promotions in your area,
select your nearest CBNA location.
  • No monthly service charges with:
    • Daily balance of $500 or more, OR
    • 10 debit card transactions1 per statement cycle, OR
    • Lending relationship with CBNA2 (excluding ChekCredit)
    Only $4.95 flat monthly charge, if one of the above criteria is not met
  • Higher rates on CDs
  • Discounts on select personal loan rates
  • Check order and safe deposit box discounts
  • Free online and mobile banking, including mobile deposit
  • Free chip-enabled, contactless Visa® Debit Card with offers & perks
  • Free Bill Pay
  • Free P2P money transfers with Zelle®
Open your account online today and get a free gift! Arrow
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Savings Account
Grow your money free of fees

Choose Free Savings for no-fee, easy access to your cash.

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Credit Cards
Take your credit with you

Want to earn rewards, build your credit or get a low rate? We have a credit card for that.


Better banking starts with trust—and we’re honored to be recognized for it.

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Please enter your zip code then select a location from the options shown. You will then be taken to the full form. Thank you