Laughing Couple

Carefree Checking℠

At Community Bank, N.A., we like to keep things easy. With Carefree Checking℠, all it takes is a $50 minimum deposit to get started. There’s no minimum balance requirement after that.

For promotions in your area,
select your nearest CBNA location.
Features:
  • No monthly service charges
  • No minimum balance requirements
  • Free online and mobile banking
  • Free return of check images
  • Free eStatements (paper statements available for $2/month)
  • Free chip-enabled Visa® Debit Card
  • Free money for your old checks and debit card1
  • Free thank-you gift for opening an account*
  • Free Bill Pay
  • Access to My Finance a free financial management tool (learn more)
  • Free thank-you gift for opening an account (2021 in-branch gift calendar)
“I was recently with another bank and didn’t feel like I mattered to them. So I opened an account at Community Bank. Everything was explained to me and I was made to feel completely comfortable.”
Pulaski, NY
Open your account online today and get a free gift! arrow_link
Savings Account
Grow your money free of fees

Choose Free Savings for no-fee, easy access to your cash.

Credit Cards
Take your credit with you

Want to earn rewards, build your credit or get a low rate? We have a credit card for that.

man and woman eating

3 Ways to Manage Money After Marriage

Marriage signifies a union between two people, but that union can look a lot of different ways when it comes to handling finances.

expecting mother writing notes

Are You Financially Prepared for a New Baby?

Having a new baby typically means major long-term changes to your budget while also presenting short-term spikes in spending.

mom and daughter putting money in jar

How to Teach Your Kids About Money

Talking about money with children can help provide the foundational understanding that better prepares them to understand better down the road.

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