Carefree Checking℠
At Community Bank, we like to keep things simple. With Carefree Checking℠ it’s easy to open and easy to use.
Our Carefree Checking℠ account is a great day-to-day, non-interest-bearing checking for those who actively use bill pay and their Visa® debit card.
Features:
No monthly service charges with:
- Daily balance of $500 or more, OR
- 10 debit card transactions1 per statement cycle, OR
- Lending relationship with CBNA2 (excluding ChekCredit)
Only $4.95 flat monthly charge, if one of the above criteria is not met
- Higher rates on CDs
- Discounts on select personal loan rates
- Check order and safe deposit box discounts
- Free online and mobile banking, including mobile deposit
- Free chip-enabled, contactless Visa® Debit Card with offers & perks
- Free Bill Pay
- Free P2P money transfers with Zelle®
- Free, unlimited access to your credit report and score through CBNA Credit CompanionSM
- Free access to our financial management tool, Budget Tools
- Free eStatements (paper statements available for $2/month)
- Cash back for your old checks and debit card3
- Free thank-you gift for opening an account (2025 in-branch and online account opening gifts)
Already started an application? Check your status here.
Savings Account
Grow your money free of fees
Choose Free Savings for no-fee, easy access to your cash.
Credit Cards
Take your credit with you
Want to earn rewards, build your credit or get a low rate? We have a credit card for that.