Get the credit card that WORKS for your business.
The benefits and features of our credit cards are designed to meet your business needs today and tomorrow.
Already have a card with us?
Access Your Credit Card AccountSMALL BUSINESS CREDIT CARDS
Your Small Business. Your Business Credit Card.
Community Bank business credit cards offer flexibility and convenience for your small business needs.
Business Edition® Mastercard®with Absolute Rewards®
Get rewarded for every business purchase.
- Unlimited 1.5x points per $1 spent2
Every business purchase. - Ultra-low intro rate
Enjoy an introductory rate for 12 billing cycles on purchases and balance transfers. - No annual fee1
Must apply here for this offer.
Offers vary elsewhere.*
Business Edition® Mastercard®
Strategic financial solutions for your business needs.
- Ultra-low intro rate
Enjoy an introductory rate for 18 billing cycles on purchases and balance transfers. - Save on interest
A solution for big purchases or unexpected business expenses, or to manage fewer payments. - No annual fee1
Must apply here for this offer.
Offers vary elsewhere.*
Business Edition® Secured Mastercard® with Maximum Rewards®
Earn rewards while building credit for small business.
- Unlimited 1x points per $1 spent2
Every business purchase. - Request Your Own Credit Limit
Provide a single deposit between $2,000 and $10,000 (multiples of $100) when you apply, subject to credit approval. - No annual fee1
Must apply here for this offer.
Offers vary elsewhere.*
Commercial Credit Card Options
For organizations with multiple employees or departments
Community Bank commercial credit cards are built for scalability
Purchasing Edition® Business Card
A streamlined payables solution to help your organization thrive.
The Purchasing Edition® card allows you to receive goods faster, negotiate discounts with suppliers and easily manage company billing accounts. Streamline your payables, optimize cash flow and gain better insights into your spending.
Key Benefits:
- Streamline Payables: Reduce administrative costs through automated payables.
- Reporting: Monitor company spending and code to general ledger accounts.
- Cost Reduction: Negotiate vendor discounts and realize efficiency savings.
- Purchase Controls: Set policies for spending and limit controls.
- Improve Cash Flow: Use float to free up cash to run, grow, and invest in your business.
- Global Acceptance: Welcomed at more than 40 million merchants.
Commercial Edition® Business Card
Flexibility and control to manage business expenses.
The Commercial Edition® card gives your employees a convenient payment tool for Travel and Entertainment (T&E) expenses. A commercial card offers your organization the control and flexibility to easily monitor and manage expenses and view complete spending data to secure vendor discounts.
Key Benefits:
- Revenue Share or Rewards: receive cash back or redemption points for your business.
- Flexibility: Provide a safe, versatile and controlled payment method for employees.
- Robust Reporting: Monitor company spending and code to general ledger accounts.
- Gain Control: Promote compliance with travel policies and spending limits.
- Global Acceptance: Welcomed at more than 40 million merchants.
Virtual Card
Simplify paying your suppliers while adding extra security.
Earn the same great rebates but reduce your risk of fraudulent activity with virtual card payments. With virtual card, your exposure to fraud and overspending are nearly eliminated as purchasing approvals and controls are centrally managed.
With a virtual card solution from FNBO, you can:
- Streamline accounts payable and simplify the reconciliation process.
- Mitigate fraud with one-time use card numbers and extensive controls.
- Optimize cash flow by shortening your business’ cash conversion cycle and accessing additional working capital.
- Leverage vendor enablement throughout the lifecycle of your program, saving you valuable time and resources.
VOX® Business Card
A powerful, flexible, one-card solution.
VOX® is the innovative financial tool that evolves with your business. It gives you cash flow flexibility with a high-value credit line to meet all your business needs—all with a single card you can use for both T&E and Purchasing functions.
Key Benefits:
- No Annual Fee¹: Receive versatile benefits and valuable rewards with no annual fee.
- Rewards: Earn travel, merchandise or cash² rewards in the form of a statement credit for business spending.
- Improved Cash Flow: Allows you more time to fund payables.
- Reporting: Make better-informed business decisions using company spend data.
Business owner
Manage invoicing and payments
With Autobooks, you can receive payments online, send invoices, manage cash flow, automate accounting and more.
Business Checking
Which account is right for you?
We offer a variety of checking account options for business. From Carefree Checking℠ with no monthly fees to commercial checking and interest-bearing accounts.
Business
A loan for businesses of all types
From short- and long-term business loans to commercial mortgages and agricultural programs, we’ll help you find the right loan for your company.