Get the credit card that WORKS for your business.
The benefits and features of our credit cards are designed to meet your business needs today and tomorrow.
Commercial Credit Card Options
Purchasing Edition® Business Card
A streamlined payables solution to help your organization thrive.
The Purchasing Edition® card allows you to receive goods faster, negotiate discounts with suppliers and easily manage company billing accounts. Streamline your payables, optimize cash flow and gain better insights into your spending.
Key Benefits:
- Streamline Payables: Reduce administrative costs through automated payables.
- Reporting: Monitor company spending and code to general ledger accounts.
- Cost Reduction: Negotiate vendor discounts and realize efficiency savings.
- Purchase Controls: Set policies for spending and limit controls.
- Improve Cash Flow: Use float to free up cash to run, grow, and invest in your business.
- Global Acceptance: Welcomed at more than 40 million merchants.
Commercial Edition® Business Card
Flexibility and control to manage business expenses.
The Commercial Edition® card gives your employees a convenient payment tool for Travel and Entertainment (T&E) expenses. A commercial card offers your organization the control and flexibility to easily monitor and manage expenses and view complete spending data to secure vendor discounts.
Key Benefits:
- Revenue Share or Rewards: receive cash back or redemption points for your business.
- Flexibility: Provide a safe, versatile and controlled payment method for employees.
- Robust Reporting: Monitor company spending and code to general ledger accounts.
- Gain Control: Promote compliance with travel policies and spending limits.
- Global Acceptance: Welcomed at more than 40 million merchants.
Virtual Card
Simplify paying your suppliers while adding extra security.
Earn the same great rebates but reduce your risk of fraudulent activity with virtual card payments. With virtual card, your exposure to fraud and overspending are nearly eliminated as purchasing approvals and controls are centrally managed.
With a virtual card solution from FNBO, you can:
- Streamline accounts payable and simplify the reconciliation process.
- Mitigate fraud with one-time use card numbers and extensive controls.
- Optimize cash flow by shortening your business’ cash conversion cycle and accessing additional working capital.
- Leverage vendor enablement throughout the lifecycle of your program, saving you valuable time and resources.
Business Credit Card Options
Business Edition® Mastercard®
with Reward Simplicity
Unlimited Rewards.
Every business purchase. Every day.
- No annual fee1
- Unlimited 1.5 points per $1 spent2
Every business purchase, no categories to keep track of. - Save on Interest
Receive an ultra-low introductory APR on purchases and balance transfers. - Choose Your Rewards
Redeem for cash back, gift cards, travel or merchandise.2
Must apply here for this offer.
Offers vary elsewhere.*
Business Edition® Secured Mastercard®
Establish or Improve Your Business Credit.
- No annual fee1
- Request your own credit limit by providing a single deposit between $2,000 and $10,000 (multiples of $100) when you apply, subject to credit approval.
- Reward yourself with interest earned on your security deposit.3
Must apply here for this offer.
Offers vary elsewhere.*
VOX® Business Card
A powerful, flexible, one-card solution.
VOX® is the innovative financial tool that evolves with your business. It gives you cash flow flexibility with a high-value credit line to meet all your business needs—all with a single card you can use for both T&E and Purchasing functions.
Key Benefits:
- No Annual Fee¹: Receive versatile benefits and valuable rewards with no annual fee.
- Rewards: Earn travel, merchandise or cash² rewards in the form of a statement credit for business spending.
- Improved Cash Flow: Allows you more time to fund payables.
- Reporting: Make better-informed business decisions using company spend data.
Business credit cards help you separate your business and personal expenses while you enjoy:
Contactless Technology
Secure, simple, and touch-free payments.
Free 24/7 Online Access for Managing Your Account
Your Authorized Company Representative can view transaction activity and history, pay your bill, set up your alerts and more.
Free Management Reports
Track expenses, monitor your spending, spot tax deductions, prepare your tax filings and forecast expenses more easily.
Cash Flow Management
Flexibility to cover the cost of supplies, equipment, travel and more.
Online account access provides you the quickest and easiest way to:
- View employee card transaction history
- Make payments
- Request additional cards
- Set up alerts
- View statements
- And much more
Simply access your account by clicking on the link below.