First-Time Homebuyers
There are few things more exciting than buying your first home. But chances are you’ve got some questions about how the homebuying process works, especially when it comes to your mortgage. Our First-Time Homebuyers video series is designed to give you an overview of the mortgage process, so you can kick off your house hunt with confidence. And when you’re ready to chat, we’ll be here. Submit a form for a free consultation, get prequalified, or start your mortgage application online now. Not sure where to start? Explore the homebuying journey here where you can access valuable tools and resources at any time.
Helpful videos to get started:
• Video 1: Getting started
• Video 2: Credit, income and existing debts
• Video 3: Preparing for a mortgage
• Video 4: Financing options and loan programs
• Video 5: Next steps
Understanding the home buying process
Getting Started
Learn how a mortgage works, how to apply for one and how Community Bank can support you throughout the process.
Credit, income and existing debts
How do you know if you’re ready to buy a home? Learn how your credit history, income and debt-to-income ratio all play a part in your mortgage application. We've made it easy to keep an eye on your credit with Credit CompanionSMgiving you unlimited access to your credit report and score, debt analysis, and score simulator.
Preparing for a mortgage
From down payments to closing costs, here’s what you need to consider as you look for the mortgage that’s right for you.
Financing options and loan programs
Community Bank offers flexible loan programs for many different types of housing. We’ll help you find the perfect match. Click here to learn more about our mortgage products.
Next Steps
So, now what? Here’s what to expect from every step of the mortgage process, from prequalification to closing.
Ready? Start a mortgage application.
Questions? Contact a mortgage banker.
Save on your new home from day one
With a no closing cost mortgage, you can save thousands of dollars in upfront expenses.
Put your home’s equity to work
Home equity loans are a smart way to pay for major home improvements, renovations and upgrades.