ALERT: PHISHING SCAMS

We’re seeing an influx of phishing scams—fraudulent messages/calls pretending to be Community Bank in order to gain your information. Never click on a link in an unverified text to check your account. To check your account, please visit cbna.com or use our mobile app. For more info, click here.

We’re seeing an influx of phishing scams—fraudulent messages/calls pretending to be Community Bank in order to gain your information. Never click on a link in an unverified text to check your account. To check your account, please visit cbna.com or use our mobile app. For more info, click here.

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First-Time Homebuyers

There are few things more exciting than buying your first home. But chances are you’ve got some questions about how the homebuying process works, especially when it comes to your mortgage. Our First-Time Homebuyers video series is designed to give you an overview of the mortgage process, so you can kick off your house hunt with confidence. And when you’re ready to chat, we’ll be here. Submit a form for a free consultation, get prequalified, or start your mortgage application online now. Not sure where to start? Explore the homebuying journey here where you can access valuable tools and resources at any time.

Helpful videos to get started:
• Video 1: Getting started
• Video 2: Credit, income and existing debts
• Video 3: Preparing for a mortgage
• Video 4: Financing options and loan programs
• Video 5: Next steps

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Understanding the home buying process
VIDEO 1
Getting Started

Learn how a mortgage works, how to apply for one and how Community Bank can support you throughout the process.

VIDEO 2
Credit, income and existing debts

How do you know if you’re ready to buy a home? Learn how your credit history, income and debt-to-income ratio all play a part in your mortgage application. We've made it easy to keep an eye on your credit with Credit CompanionSM giving you unlimited access to your credit report and score, debt analysis, and score simulator.

VIDEO 3
Preparing for a mortgage

From down payments to closing costs, here’s what you need to consider as you look for the mortgage that’s right for you.

Video 4
Financing options and loan programs

Community Bank offers flexible loan programs for many different types of housing. We’ll help you find the perfect match. Click here to learn more about our mortgage products.

Video 5
Next Steps

So, now what? Here’s what to expect from every step of the mortgage process, from prequalification to closing.

Ready? Start a mortgage application.

Questions? Contact a mortgage banker.

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“Thank you so much for your kind, patient and professional assistance in walking us step-by-step through the loan process. It’s nice to have a small-town bank that provides such great service to the average homeowner!”
Michael & Ruth, Plattsburgh, NY
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Mortgages
Save on your new home from day one

With a no closing cost mortgage, you can save thousands of dollars in upfront expenses.

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Loan Options
Put your home’s equity to work

Home equity loans are a smart way to pay for major home improvements, renovations and upgrades.

BANKING YOU CAN COUNT ON

Better banking starts with trust—and we’re honored to be recognized for it.

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