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Savings Accounts

With a Community Bank savings account, you’ll earn a competitive interest rate yet be ready for needed purchases. If you can maintain a larger balance or not touch your savings for a while, consider one of our higher-interest accounts, like our money market, prime money market, CD or IRA accounts.

For promotions in your area,
select your nearest CBNA location.
Free Savings
Grow your money faster

Choose Free Savings for no-fee, easy access to your cash.

  • No minimum balance. Yes!
  • No low-balance fees. Yes!
  • $50 minimum deposit to open
  • Competitive interest rate on balances over $1
  • Free online and mobile banking
  • Free quarterly eStatements
Premium Savings
Build your savings quicker; keep easy access to your cash

Money is a terrible thing to waste. If you have more than $5,000 in savings, why not put it to work? You’ll earn a higher interest rate yet maintain easy access for unexpected expenses.

  • Higher-yielding, variable-interest rate
  • $5,000 minimum to open ($500 minimum to earn interest)
  • Free online and mobile banking
  • Free semi-annual eStatements
Christmas Club
A little bit each month adds up to happier holidays

It’s the easier way to save. Tell us how much to set aside each month and we’ll take care of the rest. Out of sight, out of mind. Until that happy October surprise arrives.

  • No monthly service charge
  • Change the amount any time
  • Competitive rate on amount automatically transferred
  • Balance automatically deposited into your Community Bank account in early October each year
Free SavingsPremium SavingsChristmas Club

No minimum balance


$5,000 minimum balance


Minimum required to open

$50 minimum

$5,000 minimum


Interest rate


Higher variable


Minimum required to earn interest




No low-balance fee


$5/month if balance falls below $5,000


Free online & mobile banking




Free ATM Card




Free eStatements




Open Your Free or Premium Savings Account Online Today Arrow
Certificates of Deposit
Grow your money faster

Earn solid rewards without the risk.

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Money Market Accounts
Put your extra cash to work

Earn higher interest and maintain access to your money.

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Apply for a mortgage online
Get moving today

Take the first step toward your dream home with just a few clicks. Start your online mortgage application today.


Better banking starts with trust—and we’re honored to be recognized for it.

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