Mom and Child in a Box
Bank Happy

No Closing Cost Mortgage Financing

Whether it’s your first home or your sixth, we can help make the buying process much easier with our no closing cost mortgage. True to its name, you pay no closing costs. That alone can reduce your upfront costs on a new home by thousands of dollars. You can use that money to help pay your down payment and possibly eliminate the need for private mortgage insurance. You could use the extra cash for moving costs or redecorating your new home. Use it for whatever you want—it’s up to you. But you can be certain your dedicated mortgage banker will help you through the entire application and approval process. We’ll have your back, every step of the way. Ready to take the first step? Get in touch with our mortgage team, or start your mortgage application online now.


 

"We’re so happy we chose this bank for our first mortgage. We had a very tricky situation and Kathy was absolutely wonderful. She was very caring and hardworking and helped us achieve a happy ending."
Jamestown, NY

6 EASY STEPS

Organize
Your Finances
Calculator

Make a budget that works for you and stick to it.

Get
Prequalified
Good to go Stamp

Know how much home you can afford prior to submitting a purchase offer.

Assemble
Your Team
handshake

Mortgage lender. Real estate agent. Attorney. All playing for you.

House
Hunting
house

This is the fun part—it's time to tour some digs. Take your time and make an informed decision.

Fund
and Close
Signature

You've found the perfect home and made an offer. Cross the T's, dot the I's and trust your team.

Jump
for Joy
Sold sign

Your offer was accepted. Now break into your happy dance.

For more detail, fill out the form and get your free Homebuyer's Kit.

Get Started

For team members in your area,
select your nearest CBNA location.

Woman Measuring
Loan Options

Put your home’s equity to work

Home equity loans are a smart way to pay for major home improvements, renovations and upgrades.

Moving Couple with Dog
Mortgages

Think you can’t afford to own?

We can help you find an affordable housing program that may put home ownership within reach.