Home Equity Loans & Lines of Credit
Ready to take on that home improvement project? A home equity loan or line of credit is a great place to start. Whether you’re a DIY-er or prefer to hire a professional, you’ll probably need some extra funds for:
- New pool
- Extra bedroom or sunroom
- Kitchen remodel
- Playroom or family room
- Finished basement or attic
- Landscaping
- College tuition
- In-law suite
- That long-delayed repair project
- And much more!
No matter your plans, we’re here to help—with competitive fixed rates and terms, personal service, expertise, and simple payment options.
Which is right for you?
Home Equity Line of Credit
A HELOC is a line of revolving credit with an adjustable interest rate. It allows you to choose when and how often to borrow against your home equity, up to an approved limit.
Better Than Prime HELine
If you’re looking to tap into more than $50,000 of your existing equity, our Better than Prime HELine gives you a premier rate that’s 0.50% lower than the current prime rate. No matter how big your plans are, this revolving line of credit can help you tap into your existing equity.
Home Equity Loan
A home equity loan enables you to borrow against the equity you have in your home. It's often used to finance major projects, like home repairs, remodeling and property enhancements (e.g., swimming pool).
Value Home Equity Line of Credit
A Value Home Equity Line of Credit allows individuals to potentially borrow up to 89% of their home's value to help fund some of life’s big expenses, like home renovation projects or college tuition.
Value Home Equity Loan
A Value Home Equity Loan lets you leverage more of the equity you’ve invested in your home by enabling you to borrow much more of your home’s value (up to 95%). Private Mortgage Insurance is not required, so you’ll save money on your monthly payments!
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Get moving today
Take the first step toward your dream home with just a few clicks. Start your online mortgage application today.
Loan Options
Different Types of Loans
We all have our project lists, dream vacations and big purchases. A loan from Community Bank can help you enjoy your dreams sooner.
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