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Home Equity Loans & Lines of Credit

Ready to take on that home improvement project? A home equity loan or line of credit is a great place to start. Whether you’re a DIY-er or prefer to hire a professional, you’ll probably need some extra funds.

Let us help—with competitive fixed rates and terms, personal service, expertise and simple payment options.

To have a loan officer contact you, please fill out the form below.

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Home equity loans can help you finance:
  • New pool
  • Extra bedroom or sunroom
  • Kitchen remodel
  • Playroom or family room
  • Finished basement or attic
  • Landscaping
  • College tuition
  • In-law suite
  • That long-delayed repair project
  • And much more!
“Thank you so much for your kind, patient and professional assistance as you walked us step-by-step through the loan process.”
Plattsburgh, NY
Which is right for you?
Home Equity Line of Credit

A HELOC is a line of revolving credit with an adjustable interest rate. It allows you to choose when and how often to borrow against your home equity, up to an approved limit.

Home Equity Loan

A home equity loan enables you to borrow against the equity you have in your home. It's often used to finance major projects, like home repairs, remodeling and property enhancements (e.g., swimming pool).

Value Home Equity Line of Credit

A Value Home Equity Line of Credit allows individuals to potentially borrow up to 89% of their home's value to help fund some of life’s big expenses, like home renovation projects or college tuition.

Value Home Equity Loan

A Value Home Equity Loan lets you leverage more of the equity you’ve invested in your home by enabling you to borrow much more of your home’s value (up to 95%). Private Mortgage Insurance is not required, so you’ll save money on your monthly payments!

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Please enter your zip code then select a location from the options shown. You will then be taken to the full form. Thank you