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Home Equity Loans & Lines of Credit

Ready to take on that home improvement project? A home equity loan or line of credit is a great place to start. Whether you’re a DIY-er or prefer to hire a professional, you’ll probably need some extra funds.

If you’re looking to tap into more than $50,000 of your existing equity, our Better than Prime HELine gives you a premier rate that’s 0.50% lower than the current prime rate.

No matter your plans, we’re here to help—with competitive fixed rates and terms, personal service, expertise, and simple payment options.

Home equity loans can help you finance:

  • New pool
  • Extra bedroom or sunroom
  • Kitchen remodel
  • Playroom or family room
  • Finished basement or attic
  • Landscaping
  • College tuition
  • In-law suite
  • That long-delayed repair project
  • And much more!

To have a loan officer contact you, please fill out the form below.


Which is right for you?

Home Equity Line of Credit

A HELOC is a line of revolving credit with an adjustable interest rate. It allows you to choose when and how often to borrow against your home equity, up to an approved limit.

Home Equity Loan

A home equity loan enables you to borrow against the equity you have in your home. It's often used to finance major projects, like home repairs, remodeling and property enhancements (e.g., swimming pool).

Value Home Equity Line of Credit

A Value Home Equity Line of Credit allows individuals to potentially borrow up to 89% of their home's value to help fund some of life’s big expenses, like home renovation projects or college tuition.

Value Home Equity Loan

A Value Home Equity Loan lets you leverage more of the equity you’ve invested in your home by enabling you to borrow much more of your home’s value (up to 95%). Private Mortgage Insurance is not required, so you’ll save money on your monthly payments!

Better Than Prime HELine

Our Better than Prime Home Equity Line of Credit helps your money go further thanks to a premier rate 0.50% lower than the current prime rate. No matter how big your plans are, this revolving line of credit can help you tap into a minimum of $50,000 in your existing equity.


 

All loans and lines of credit are subject to completion of an application and credit approval. Please contact a Community Bank representative for details.

 

"Thank you so much for your kind, patient and professional assistance as you walked us step-by-step through the loan process."
Plattsburgh, NY
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