Carefree Checking℠ | 50 & Better Interest | Direct Interest | Premium Interest | |
---|---|---|---|---|
No age requirement2 | Yes | 50 & over | Yes | Yes |
No minimum balance | Yes | Yes | Yes | $1,500 minimum balance |
No monthly service fees | Yes | Yes | Yes | $8 fee if balance falls below $1,500 |
Interest | No | Competitive | Competitive | Higher with balances of $1,500+; competitive with balances below $1,500 |
Free online & mobile banking | Yes | Yes | Yes | Yes |
Free return of check images | Yes | Yes | Yes | Yes |
Free eStatements (paper statements available for $2/month) | Yes | Yes | Yes | Yes |
Free chip enabled, contactless VISA® debit card | Yes | Yes | Yes | Yes |
Cash back for your old checks3 | Yes | Yes | Yes | Yes |
Free gift for opening an account1 | Yes | Yes | Yes | Yes |
Free Bill Pay | Yes | Yes | Yes | Yes |
Access to Budget Tools | Yes | Yes | Yes | Yes |
VISA® debit card perks & offers | Yes | Yes | Yes | Yes |
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Take the first step toward your dream home with just a few clicks. Start your online mortgage application today.

Banking is easier when you can do it at your convenience, whether in your jammies or at the gym. With free mobile banking and mobile deposit using the Community Bank app, you’re in control of when and where you manage your money.