Sun Smile

Direct Interest Checking

At Community Bank, we like to keep things easy—and convenient. With extra benefits, like sprinkles and hot fudge sauce. A competitive checking account interest rate. And the worry-free convenience of direct deposit of your paycheck and automatic payment of your bills. All it takes is a $50 minimum deposit to open a Direct Interest Checking account, with no minimum balance requirement after that. And you get all this and a cherry on top.

To open your account today, click Open Online and fill out the online application. Be sure to have the following on hand:

  • Social Security number
  • Driver's License
  • Applicable account funding information
  • A valid email address
  • Joint account holder information (if applicable)

This offer is not available in Pennsylvania. If you live in Pennsylvania, click here to view your available offers.


  • Competitive interest
  • No monthly service charges
  • No minimum balance requirements
  • Free online and mobile banking
  • Free Bill Pay
  • Free return of check images
  • Free eStatements (paper statements available for $2/month)
  • Free chip-enabled, contactless Visa® Debit Card with offers & perks
  • Free money for your old checks and debit card1
  • Free in-branch thank-you gift for opening an account*
  • Access to Budget Tools, a free financial management tool
  • Free thank-you gift for opening an account (2024 in-branch and online account opening gifts)
  • Access to CBNA Credit Companion℠, a free credit report monitoring tool
  • Free P2P money transfers with Zelle®
Personal Checking

Get cash on demand

With our handy debit and ATM cards, you’ll always have easy access to your money.