
Carefree Checking℠
At Community Bank, we like to keep things simple. With Carefree Checking℠ it’s easy to open and easy to use.
Our Carefree Checking℠ account is a great day-to-day, non-interest-bearing checking for those who actively use bill pay and their Visa® debit card.
Features:
No monthly service charges with:
- Daily balance of $500 or more, OR
- 10 debit card transactions1 per statement cycle, OR
- Lending relationship with CBNA2 (excluding ChekCredit)
Only $4.95 flat monthly charge, if one of the above criteria is not met
- Higher rates on CDs
- Discounts on select personal loan rates
- Check order and safe deposit box discounts
- Free online and mobile banking, including mobile deposit
- Free chip-enabled, contactless Visa® Debit Card with offers & perks
- Free Bill Pay
- Free P2P money transfers with Zelle®
- Free, unlimited access to your credit report and score through CBNA Credit CompanionSM
- Free access to our financial management tool, Budget Tools
- Free eStatements (paper statements available for $2/month)
- Cash back for your old checks and debit card3
- Free thank-you gift for opening an account (2025 in-branch and online account opening gifts)
- Free† subscription to Greenlight, the debit card and money app for kids and teens
Already started an application? Check your status here.

Savings Account
Grow your money free of fees
Choose Free Savings for no-fee, easy access to your cash.

Personal Checking
Debit and ATM cards
With these handy cards, you always have easy access to your money.

Credit Cards
Take your credit with you
Want to earn rewards, build your credit or get a low rate? We have a credit card for that.