Loans

We all have our project lists, dream vacations and big purchases. But saving up for those bigger expenses can take a long time. Or you could get a loan and enjoy your dream sooner. Our friendly, knowledgeable loan experts can help find the right loan for you. And they’ll help with low rates, flexible terms, an easy application process and approvals made right at your branch.

To have a loan officer contact you, please fill out the form below.


Loan Options

For products in your area,
select your nearest CBNA location.

Loans and Lines of Credit FAQs

Call your local branch for information on loan rates, offers and how to begin the application process.

  1. You can always pay in person at any of our branches. Find your nearest branch using our branch locator.
  2. You can mail payments to: P.O. Box 628, Olean, NY 14760
  3. You can pay online through Online Banking.
  4. Use EZ Pay by phone to make a one-time payment from an account at another bank, or by using a debit card. Payments entered after 3pm EST will be credited the next business day. Just call 1-800-239-8513 or log onto https://paymentsCBNA.billmatrix.com.

This is an interest rate that changes over time because it is based on an index. This means that payments may increase or decrease depending on the change in rate.

A repayment period is the period of time in which you make payments (principal plus interest) toward the balance owed.

This is the period of time in which you can access the funds available in your line of credit.

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