We’ve got you covered. With a ChekCredit overdraft protection line of credit, we’ll cover the difference if there’s not enough money in your checking or debit account for a withdrawal or payment.
The ultimate in flexibility, accessibility and renewal-ability. While renewal-ability may not be a real word, access to a revolving, flexible cash flow is very real and a sweet deal. Available in lines of credit from $5,000-$25,000.
Home is where the heart is, and it’s also where you’ll find serious purchasing power. With a home equity line of credit, you can borrow against your home for pretty much whatever you want, whenever you want.
A HELOC is a line of revolving credit with an adjustable interest rate. It allows you to choose when and how often to borrow against your home equity, up to an approved limit.
A home equity loan enables you to borrow against the equity you have in your home. It’s often used to finance major projects, like home repairs, remodeling and property enhancements (e.g., swimming pool).
Call your local branch for information on loan rates, offers and how to begin the application process.
- You can always pay in person at any of our branches. Find your nearest branch using our branch locator.
- You can mail payments to: P.O. Box 628, Olean, NY 14760
- You can pay online through Online Banking.
- Use EZ Pay by phone to make a one-time payment from an account at another bank, or by using a debit card. Payments entered after 3pm EST will be credited the next business day. Just call 1-800-239-8513 or log onto paymentsCBNA.billmatrix.com.
This is an interest rate that changes over time because it is based on an index. This means that payments may increase or decrease depending on the change in rate.
A repayment period is the period of time in which you make payments (principal plus interest) toward the balance owed.
This is the period of time in which you can access the funds available in your line of credit.