Loan Options

Loan Options

We all have our project lists, dream vacations and big purchases. But saving up for those larger expenses can take a long time. A loan from Community Bank can help you enjoy your dreams sooner.

Shopping for a new home? Save money upfront with our no closing cost mortgage loan option.
Envisioning a kitchen remodel? Fund it with a home equity loan or line of credit.
Planning the trip of a lifetime? Ask us about our rates on personal loans.
Taking your start-up to the next level? A business loan can make all the difference.

No matter what you’re dreaming of, our friendly, knowledgeable loan experts can help find the right loan for you. And they’ll help with low rates, flexible terms, an easy application process and approvals made right at your branch, or conveniently online.

Loans and Lines of Credit FAQs

Call your local branch for information on loan rates, offers and how to begin the application process.

You can always pay in person at any of our branches. Find your nearest branch using our branch locator.
You can mail payments to: P.O. Box 628, Olean, NY 14760
You can pay online through Online Banking.
Use EZ Pay by phone to make a one-time payment from an account at another bank, or by using a debit card. Payments entered after 3pm EST will be credited the next business day. Just call 1-800-239-8513 or log onto https://paymentsCBNA.billmatrix.com.

This is an interest rate that changes over time because it is based on an index. This means that payments may increase or decrease depending on the change in rate.

A repayment period is the period of time in which you make payments (principal plus interest) toward the balance owed.

This is the period of time in which you can access the funds available in your line of credit.

Explore More

Are You Financially Prepared for a New Baby?

Having a new baby typically means major long-term changes to your budget while also presenting short-term spikes in spending.

How to Teach Your Kids About Money

Talking about money with children can help provide the foundational understanding that better prepares them to understand better down the road.

Fall Family Activities You Can Totally Afford

So how do you make the most out of your family time while keeping things interesting—without hurting your monthly entertainment budget? Here’s a list of budget-friendly options ideal for the fall …