Mortgages | Community Bank

Mortgages

Buying a home is the biggest financial decision you’ll ever make. That’s why it’s important to choose a banking partner who can help you through the homebuying process from start to finish. When you’re ready for a loan, we’ll help you find and secure one that works best for you and your situation—with competitive rates and terms, and simple payment options. Reach out to us anytime or schedule an appointment to get started. Remember: We’re here to help, no matter where you are on your journey.

EXPLORE THE HOMEBUYING JOURNEY

Options:

Start an online mortgage application
First-time homebuyer programs
Download your Homebuyer's Kit
No closing cost mortgages
Fixed-rate loans
Mortgage refinancing
Home equity loans and lines of credit
VA loans
New construction and renovation loans
Flexible portfolio mortgage programs
Conventional and secondary market loans
Investment property loans
Condominium loans
Land loans
Double and single-wide mobile home loans
Government and affordable housing programs
Insurance and other products

Prequalify for a Mortgage Apply for a Mortgage Online Mortgage Calculator Homebuying Journey Mortgage Application Checklist Monitor your Credit

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Contact Your Mortgage Banker Today

We make home happen

Buying a new home is always a big deal, but adjusting to a new country at the same time is even more challenging. For Connor and Dayle, who moved from England all the way to Cooperstown, Community Bank was the key to a smooth transition. Learn how Community Bank worked with Connor and Dayle to build their credit from the ground up and help them buy their first home in the U.S.

Home Ownership

15-year vs. 30-year mortgage: Key differences

Choosing between a 15-year and 30-year mortgage? See our infographic for a side-by-side comparison and key considerations.

Calculate your home equity in 3 easy steps

Learn how to calculate how much home equity you have using our simple guide. Discover how you can use it and the benefits and drawbacks of home equity loans and lines of credit.

Unlocking Your Home’s Equity: Learn About Home Equity Loans

Discover the power of home equity loans and lines of credit (HELOCs). Learn how to leverage your home’s equity for renovations, vacations, education, debt consolidation, emergencies, and retirement. …

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Home Ownership

BANKING YOU CAN COUNT ON