Albany Special Homebuying Offer
Your path to owning a home and building generational wealth for your family starts here.
**Apply by July 20, 2026, to take advantage of this special offer*
Community Bank’s Special Purpose Credit Program removes the biggest barriers to homeownership for Albany* residents, including the down payment, closing costs, and even private mortgage insurance.
- Up to 100% financing: meaning no down payment required
- No closing costs1: we cover origination, appraisal, title, attorney, recording, & more
- No private mortgage insurance
- Discounted interest rate2
- Available for single family and two-unit primary residences
- Maximum loan amount of $460,000
Special Purpose Credit Program: Customer Stories
Rochester, NY
Meet the Barclays
“Knowing that there was somebody fighting for us, and then to see it all pay off, just really speaks volumes...this was the first time that I was ever in a business transaction where I felt like I mattered and my family mattered.”—Mikaila Barclay
Buffalo, NY
Amun's Story
“As the director of the department, I know I have a pipeline to individuals in the exact same boat as me. If Community Bank made it happen for me, they can make it happen for the people I help, too.”
—Amun Ra