Let us help clear your path to homebuying, Syracuse

No matter your situation, there’s a way to homeownership. With Community Bank’s Special Purpose Credit Program, we remove the barriers for people who are looking to buy or refinance their dream home. To learn more about the program and how it can work for you, get in touch with a mortgage banker by filling out the following form.

Take advantage of this special offer now through July 31, 2024¹

Up to 100% financing and no closing costs is just the beginning. Thanks to our Special Purpose Credit Program, you get a wide range of benefits, including:

No down payment required
No private mortgage insurance required
No closing costs²
Discounted rate³
Up to 100% financing available
No origination fee/points
No application fee
No credit report fee
No appraisal fee
No mortgage recording fee
No title search fee
No lender title insurance fees
No bank attorney fee
No mortgage recording tax

Eligible on:

Primary residences only
Single family or two units with 1st liens only
Maximum individual loan amount of $273,800

Ready to get started? Get in touch with Elizabeth Silliman today.

Elizabeth Silliman
VP/CRA Lending Team Leader
NMLS ID: 949526

315-288-2005 | elizabeth.silliman@cbna.com
5966 State Route 31 Cicero, NY 13039

Home Loans

The right home with the right partner

As their family grew, Aaron and Makaila Barclay realized they were quickly outgrowing their space. With Ronda’s guidance, the Barclays worked hard to continue building savings and credit, ultimately securing a mortgage prequalification.

Learn More

Program is eligible to anyone currently residing within the specified zip codes (13201, 13202, 13203, 13204, 13205, 13206, 13207, 13208, 13210, 13120, and 13224.) who is purchasing a 1-2 family house anywhere within Onondaga County or anyone financing a 1-2 family home in the specified zip codes. Applicants residing in the specified zip codes but are purchasing a primary residence outside of Onondaga County are not eligible to participate in the program. This special is valid from March 11th through July 31st, 2024. This offer may end at any time at Community Bank’s sole discretion.

This No Closing Cost option is valid on most owner occupied, 1–2-family residential properties. Property and hazard insurance are required and are the responsibility of the borrower. Other applicable fees/charges, including deed stamps or deed transfer taxes, are not mortgage closing costs and will not be paid by the Bank. If a customer elects to obtain owner title insurance, the customer is responsible for the owner title insurance premium. Condominiums and single-wide mobile homes are not eligible for a no closing cost mortgage. Double-wide mobile homes are eligible for the no closing cost mortgage only if permanently attached to a foundation. Should the no closing cost mortgage be closed or discharged within the first three years, the Bank may collect the third-party

closing costs from the customer that were waived when the loan was opened. If a customer selects an attorney to represent him/her, customer is responsible for attorney fees. Community Bank will not pay for a survey, nor any other item that is ordinarily paid for by the seller. ADDITIONAL “NO CLOSING COSTS” PRODUCT DISCLOSURE: “No closing costs” means no: origination fee/points; application fee; flood check fee; credit report fee; appraisal fee; mortgage recording fee; abstract update or title search fee; lender title insurance fees; bank attorney fee; mortgage recording tax.

Rate is discounted from the current no closing cost mortgage rate.