Getty 987261154 RT 3300px

The Capital Region’s homebuying experts

Buying a house in the Capital Region is easier when you partner with a local CBNA mortgage expert. With our expertise and wide range of mortgage options—including no closing cost mortgages*, affordable housing programs, and condo loans—they’ll tailor a solution to make your dream home a reality in the Capital Region. Ready to get moving? Contact one of your local mortgage loan pros below.


*The No Closing Cost option is valid on most owner occupied, 1–4-family residential properties. Property and hazard insurance are required and are the responsibility of the borrower. For mortgages with less than 20% down payment, Private Mortgage Insurance (PMI) is required and customer is responsible for PMI premiums. Other applicable fees/charges, including deed stamps or deed transfer taxes, are not mortgage closing costs and will not be paid by the Bank. If a customer elects to obtain owner title insurance, the customer is responsible for the owner title insurance premium. Condominiums and single-wide mobile homes are not eligible for a no closing cost mortgage. Double-wide mobile homes are eligible for the no closing cost mortgage only if permanently attached to a foundation. Should the no closing cost mortgage be closed or discharged within the first three years, the Bank may collect the third-party closing costs from the customer that were waived when the loan was opened. If a customer selects an attorney to represent him/her, customer is responsible for attorney fees. Community Bank will not pay for a survey, nor any other item that is ordinarily paid for by the seller. ADDITIONAL “NO CLOSING COSTS” PRODUCT DISCLOSURE: “No closing costs” means no: origination fee/points; application fee; flood check fee; credit report fee; appraisal fee; mortgage recording fee; abstract update or title search fee; lender title insurance fees; bank attorney fee; mortgage recording tax.

Let us help you with the following options:

  • First-time homebuyer programs
  • No closing cost mortgages
  • Fixed-rate loans
  • Mortgage refinancing
  • Home equity loans and lines of credit
  • New construction and renovation loans
  • Flexible portfolio mortgage programs
  • Conventional and secondary market loans
  • Investment property loans
  • Condominium loans
  • Land loans
  • Double- and single-wide mobile home loans
  • Government and affordable housing programs
  • Insurance and other products

For products in your area,
select your nearest CBNA location.

Meet your Capital Region homebuying team

Take the next step toward your dream home. Contact one of our local mortgage pros for a happy homebuying experience.