
Turbo Checking® Products
Your checking account is one of the basic tools of your financial life. At Community Bank, we go beyond the basics by giving you options with no monthly service fees and a free gift1 for opening an account. Why? Because we’re a lot more than your average bank. We’re your neighbor. So when it comes to financial matters, we’ve got your back like a trusted neighbor should.
To check out our 2025 in-branch gifts, click here.
Carefree Checking℠ | 50 Direct Checking | Premium Checking | CBNA Simply Checking℠ | ||
---|---|---|---|---|---|
Monthly service fees | Carefree Checking℠$0.00 monthly service fees if: Daily balance of $500 or more, OR 10 debit card transactions³ per statement cycle, OR lending relationship with CBNA⁴, excluding ChekCredit (only $4.95 flat monthly charge, if one of the above criteria is not met) | 50 Direct Checking$0.00 monthly service fees if: Daily balance of $500 or more, OR 10 debit card transactions³ per statement cycle, OR lending relationship with CBNA⁴, excluding ChekCredit (only $4.95 flat monthly charge, if one of the above criteria is not met) | Premium Checking$0.00 monthly service fees if: Daily balance of $1,500 or more (only $8.00 flat monthly fee if criteria is not met) | CBNA Simply Checking℠$0.00 monthly service fees | |
Higher rates on CDs | Carefree Checking℠Yes | 50 Direct CheckingYes | Premium CheckingYes | CBNA Simply Checking℠No | |
Discounts on select personal loan rates | Carefree Checking℠Yes | 50 Direct CheckingYes | Premium CheckingYes | CBNA Simply Checking℠No | |
Check order and safe deposit box discounts | Carefree Checking℠Yes | 50 Direct CheckingYes | Premium CheckingYes | CBNA Simply Checking℠No | |
Early direct deposits | Carefree Checking℠No | 50 Direct CheckingNo | Premium CheckingYes | CBNA Simply Checking℠No | |
Free5 Greenlight Subscription | Carefree Checking℠Yes | 50 Direct CheckingYes | Premium CheckingYes | CBNA Simply Checking℠Yes | |
Interest bearing account | Carefree Checking℠No | 50 Direct CheckingYes | Premium CheckingYes | CBNA Simply Checking℠No | |
Free online & mobile banking | Carefree Checking℠Yes | 50 Direct CheckingYes | Premium CheckingYes | CBNA Simply Checking℠Yes | |
Free return of check images | Carefree Checking℠Yes, upon request | 50 Direct CheckingYes, upon request | Premium CheckingYes, upon request | CBNA Simply Checking℠Yes, upon request | |
Free eStatements (paper statements available for $2/month) | Carefree Checking℠Yes | 50 Direct CheckingYes | Premium CheckingYes | CBNA Simply Checking℠Yes | |
Free chip enabled, contactless VISA® debit card | Carefree Checking℠Yes | 50 Direct CheckingYes | Premium CheckingYes | CBNA Simply Checking℠Yes | |
Free gift for opening an account1 | Carefree Checking℠Yes | 50 Direct CheckingYes | Premium CheckingYes | CBNA Simply Checking℠Yes | |
Cash back for your old checks or debit card2 | Carefree Checking℠Yes | 50 Direct CheckingYes | Premium CheckingYes | CBNA Simply Checking℠Yes | |
Free Bill Pay | Carefree Checking℠Yes | 50 Direct CheckingYes | Premium CheckingYes | CBNA Simply Checking℠No, $0.50 per transaction | |
Free Zelle® | Carefree Checking℠Yes | 50 Direct CheckingYes | Premium CheckingYes | CBNA Simply Checking℠No, $0.50 per debited item | |
Access to Budget Tools | Carefree Checking℠Yes | 50 Direct CheckingYes | Premium CheckingYes | CBNA Simply Checking℠Yes | |
Free credit monitoring with CBNA Credit CompanionSM | Carefree Checking℠Yes | 50 Direct CheckingYes | Premium CheckingYes | CBNA Simply Checking℠Yes | |
VISA® debit card perks & offers | Carefree Checking℠Yes | 50 Direct CheckingYes | Premium CheckingYes | CBNA Simply Checking℠Yes | |
Overdraft ability | Carefree Checking℠Yes | 50 Direct CheckingYes | Premium CheckingYes | CBNA Simply Checking℠No* | |
Carefree Checking℠Learn More | 50 Direct CheckingLearn More | Premium CheckingLearn More | CBNA Simply Checking℠Learn More |

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Mobile Banking
With the Community Bank app, you can manage your money when and where you want.

Savings Account
Grow your money free of fees
Choose Free Savings for no-fee, easy access to your cash.