Carefree Checking℠

Whether you’re opening your first checking account or looking for an easier way to bank, Carefree Checking℠ simplifies the banking experience. From easy access and streamlined direct deposit to no ATM fees and a convenient mobile app, Carefree Checking℠ makes banking a no-brainer.

To open your account today, click Open Online and fill out the online application. Be sure to have the following on hand:

Social Security number
Driver's License
Applicable account funding information
A valid email address
Joint account holder information (if applicable)

This offer is not available in Pennsylvania. If you live in Pennsylvania, click here to view your available offers.

Features:

No monthly service charges
No minimum balance requirements
Free online and mobile banking
Free return of check images
Free eStatements (paper statements available for $2/month)
Free chip-enabled, contactless Visa® Debit Card with offers & perks
Free money for your old checks and debit card¹

Free thank-you gift for opening an account^*
Free Bill Pay
Access to Budget Tools, a free financial management tool
Free in-branch thank-you gift for opening an account (2023 in-branch and online account opening gifts)
Access to Credit Companion℠, a free credit report monitoring tool
Free P2P money transfers with Zelle®

Open your account online today and get a free gift!

“I was recently with another bank and didn’t feel like I mattered to them. So I opened an account at Community Bank. Everything was explained to me and I was made to feel completely comfortable.”

Pulaski, NY