With no down payment and no closing costs, homebuying just got easier

No matter your situation, there’s a way to homeownership. With Community Bank’s Special Purpose Credit Program, we remove the barriers for people who are looking to buy or refinance their dream home. To learn more about the program and how it can work for you, get in touch with a mortgage banker by filling out the following form.

Take advantage of this special offer now through August 31, 2025¹

Up to 100% financing and no closing costs is just the beginning. Thanks to our Special Purpose Credit Program, you get a wide range of benefits, including:

• No down payment required
• No private mortgage insurance required
• No closing costs²
• Discounted rate³
• Up to 100% financing available
• No origination fee/points
• No application fee
• No credit report fee
• No appraisal fee
• No mortgage recording fee
• No title search fee
• No lender title insurance fees
• No bank attorney fee
• No mortgage recording tax

Eligible on:

• Primary residences only
• Single family or two units with 1st liens only
• Maximum individual loan amount of $440,000

Ready to get started? Get in touch with Frank Garcia today.

Frank Garcia
CRA Lending Team Leader
NMLS ID: 410247

716-539-5285 | frank.garcia@cbna.com
5 Clark Street Orchard Park, NY 14127