With no down payment and no closing costs, homebuying just got easier

We’re here to help clear your path to homeownership, Buffalo. With Community Bank’s Special Purpose Credit Program, we remove the barriers for people who are looking to buy the home they desire. To learn more about the program and how it can work for you, get in touch with a mortgage banker by filling out the following form. 

Apply by August 31, 2025, to take advantage of this special offer¹

Up to 100% financing and no closing costs is just the beginning. Thanks to our Special Purpose Credit Program, you get a wide range of benefits, including: 

• No closing costs² 
• No down payment required 
• No private mortgage insurance required 
• Discounted rate³ 
• Maximum individual loan amount of $440,000 
• No origination fee/points 
• No application fee 
• No credit report fee 
• No appraisal fee 
• No mortgage recording fee or tax 
• No title search fee 
• No lender title insurance fees 
• No bank attorney fee