How is my credit score calculated?
Your score with CBNA Credit CompanionSM is derived from the VantageScore® 3.0 model powered by Experian®, which ranges from 300-850 based on the following factors:
- 40% = Payment history
- 21% = Depth of credit
- 20% = Credit utilization
- 11% = Balances
- 5% = Recent credit
- 3%= Available credit
To learn more, check out the CBNA Credit CompanionSM Score Factors page or review The Complete Guide to Your VantageScore®.
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The credit score provided is based on the VantageScore 3.0 model using data from Experian®. There are various types of credit scores, and lenders may use a different type of credit score to assess your creditworthiness.
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