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The Power of 4: A Premium Rate for the Hometown Team

4.00% APY | Up to $40,000 | Just a $400 monthly direct deposit
We looked at the numbers. We looked at James Cook’s jersey. We decided not to overthink it.
For a limited time, New York residents can tap into the Power of 4. Open a new CBNA Premium Checking account and earn a massive 4.00% APY for 6 months. No minimum balance to earn the rate, just a straightforward, high-yield checking account designed to make your money work exactly as hard as our favorite running back.

The 4.00% End Zone Offer

The Playbook (How It Works)

Execute the Play in Three Steps

  1. Make the Draft Open a new CBNA Premium Checking account. (This offer is strictly for new players, you cannot currently be the primary owner of another CBNA checking account).
  2. Bring in the Funds Make your initial deposit with outside funds within your first 30 days.
  3. Set Up the Handoff Establish a qualifying recurring direct deposit† of at least $400 per month. Once you've received a total of at least $400, your 6-month 4.00% APY clock starts ticking.

The Stat Sheet (Why It’s a Win)

The Power of 4, By the Numbers

  • 4.00% APY: Earn top-tier interest on your daily collected balances.
  • $40,000:The maximum balance eligible for the promotional rate. Any amount above $40,000 won't earn interest, but let’s be honest, earning 4% on $40k is a solid win.
  • $400: The minimum monthly direct deposit required to keep the promotional rate active.
  • 6 Months: The guaranteed duration of your promotional rate from the day it activates as long as all other conditions are met.