Need to expand, update, remodel, redo, renovate? Let us help you tackle your to-do list—with one of our home equity products best suited for your needs. So you can access the cash you need to make it happen—sooner rather than later. We make it so easy. So you can take it easy.

Which is right for you? If you're not sure which product is best for you, not a problem. We can help you think it through. Complete and submit the form and someone will contact you in a few business days.

SAVE MONEY UP FRONT

With a home equity loan or line, you pay no closing costs, so you save money right from the start.

GET THE HELP YOU NEED

Experienced loan officers will help you find the loan you need—and maintain your financial well-being.

READY, SET, LOAN

We’re local, accessible and ready to help you get your project off the ground ASAP.

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WHICH IS RIGHT FOR YOU?

Home Equity Line of Credit

A HELOC is a line of revolving credit with an adjustable interest rate. It allows you to choose when and how often to borrow against your home equity, up to an approved limit.

Home Equity Loan

A home equity Loan enables you to borrow against the equity you have in your home. They’re often used to finance major projects like home repairs, remodeling and property enhancements (e.g., swimming pool).

Value Home Equity Line of Credit

A Value Home Equity Line of Credit allows individuals to potentially borrow up to 89% of their home's value to help fund some of life’s big expenses like home renovation projects or college tuition. Private Mortgage Insurance is not required, you'll save money on your monthly payments!

Value Home Equity Loan

A Value Home Equity Loan lets you leverage more of the equity you’ve invested in your home by enabling you to borrow much more of your home’s value (up to 95%). Private Mortgage Insurance is not required, you’ll save money on your monthly payments!

What your neighbors are saying

"Michelle, thank you for your excellent services to develop and close our home equity loan. I appreciate how you helped us and solved a few unusual questions. Your leadership and service affirmed why we value our relationships with you and Community Bank."
–Bill, Scranton, PA
"Kim went above and beyond to help me. It’s nice to work with a hometown bank where employees know you and are ready to meet your needs!"
Cato, NY
"Thank you so much for your kind, patient and professional assistance in walking us through this loan process. It’s nice to have a small-town bank that provided such great service to the average homeowner!"
–Michael and Ruth, Plattsburgh, NY