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Can I dispute a credit Inquiry for a loan I never actually got?

You can dispute it, however as part of your application, you would have provided signed permission for the lender to make a hard credit inquiry. The inquiry goes in your credit report whether you’re approved for the loan or not. It’s not likely that your dispute will prove successful unless the lender made an inquiry without your permission.

 

Start enhancing your credit today.

With CBNA Credit CompanionSM, you can view your VantageScore® and Experian® credit report—for free! It includes access to tools like debt analysis, score simulators and credit education, which can help you build positive credit habits that support a healthy credit score.

To enroll, log in to your online or mobile banking account, look for CBNA Credit CompanionSM, and follow the instructions to sign up.

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Don’t have an online banking account yet? Enroll today.

The credit score provided is based on the VantageScore 3.0 model using data from Experian®. There are various types of credit scores, and lenders may use a different type of credit score to assess your creditworthiness.

 

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