When a transaction is declined due to card settings, what will be the response to the merchant?

Community Bank will respond with a decline reason to the merchant stating the transaction is not permitted. If you want to have the transaction approved, you must review and modify your card management settings and attempt the transaction again.

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Community Bank credit cards are offered through First National Bank of Omaha (FNBO). They provide security, convenience, online access, benefits, rewards, and more.

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You may also need:

• I turned my card on. I was at the merchant, and my transaction was still declined. Why?
• I blocked a specific transaction type and the transaction was still approved and posted to my account. Why?