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How do I improve my credit score?

The following steps can help you improve your credit score, but there are no quick fixes. Credit reports are updated monthly, so it may take several months or even years before your credit score is where you want it to be.

  1. Pay your bills on time.
  2. Reduce credit card use and keep low balances on your credit cards.
  3. Avoid or limit opening new accounts within a short period of time.
  4. Keep your older accounts open.
  5. Consolidate your debts.
  6. Use a credit monitoring tool like CBNA Credit CompanionSM to help manage your overall credit profile.

 

Start enhancing your credit today.

With CBNA Credit CompanionSM, you can view your VantageScore® and Experian® credit report—for free! It includes access to tools like debt analysis, score simulators and credit education, which can help you build positive credit habits that support a healthy credit score.

To enroll, log in to your online or mobile banking account, look for CBNA Credit CompanionSM, and follow the instructions to sign up.

Learn More Log in to Get Started

Don’t have an online banking account yet? Enroll today.

The credit score provided is based on the VantageScore 3.0 model using data from Experian®. There are various types of credit scores, and lenders may use a different type of credit score to assess your creditworthiness.

 

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