Does it hurt my total accounts credit scoring if my accounts have a high balance or missed payments?

Total accounts make up 10% of your FICO® Score. This is a separate consideration from your total balance owed, which makes up 30% of your score, and your payment history, which makes up 35% of your score.

Start enhancing your credit today.

With CBNA Credit Companion^SM, you can view your VantageScore® and Experian® credit report—for free! It includes access to tools like debt analysis, score simulators and credit education, which can help you build positive credit habits that support a healthy credit score.

To enroll, log in to your online or mobile banking account, look for CBNA Credit Companion^SM, and follow the instructions to sign up.

Learn More Log in to Get Started

Don’t have an online banking account yet? Enroll today.

The credit score provided is based on the VantageScore 3.0 model using data from Experian®. There are various types of credit scores, and lenders may use a different type of credit score to assess your creditworthiness.

You may also need:

• How many total credit accounts is too many accounts?
• I see what is high, medium, and low impact but how are credit scores actually calculated?