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Municipal Banking & Lending

When you represent a municipality, your priority is protecting and developing your community. But government regulations, budgetary restrictions, and taxpayer responsibilities can make it a challenge.

We get it. You need a banker who understands the pressures you face and has the experience to help you overcome them. You need Community Bank.

Partner with us and you’ll have direct access to our team of municipal banking experts with 200 years of combined experience and a full suite of financial products. Your dedicated banker will get to know your community, learn about your requirements, and customize a solution for your municipality.

So let’s join forces, because strong partners build stronger communities, together. Contact us at 866-205-4416, or your local branch to get started.

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Comprehensive Products & Services
  • Deposit services
  • Treasury management solutions

  • Premier business connect
  • ZEscrow
  • Investment, insurance, trust, and risk management services*
  • Merchant credit card processing
  • Corporate credit cards
  • Fully collateralized deposit services
  • Fixed-rate term loans
  • Tax/revenue anticipation notes
  • Current expense notes
  • Grant anticipation notes
  • Bond anticipation notes
  • Equipment notes
  • Statutory installment bonds
Video: Enriching the community together

As the financial leader of Broadalbin-Perth Central School District, Marco Zumbolo ensures the district uses its funds to advance education in the most cost-effective way possible. His community trusts he’s a good steward of Broadalbin-Perth’s finances. Likewise, Marco trusts Community Bank to provide the financial guidance, products, and services the community needs to grow and thrive.

“Municipal banking is what we do all day, every day.”
—Anita Bourgeois, Director of Municipal Banking, Regional Manager
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Stay on top of your cash

Our treasury management solutions can help you improve efficiency, save time, and speed up your cash flow and receivables. From remote deposit capture to secure online access and much more, we’ll help you get a solid handle on all your treasury management solutions needs.

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Which account is right for you?

We offer a variety of checking account options for business. From Carefree CheckingSM with no monthly fees to commercial checking and interest-bearing accounts.


Better banking starts with trust—and we’re honored to be recognized for it.

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