Carefree Checking | Direct Interest Checking and 50 & Better Checking (age 50+) | Premium Interest Checking | |
---|---|---|---|
Minimum balance requirement | No | No | $1,500 minimum daily balance |
Monthly service charge | No | No | $8 if minimum daily balance falls below $1,500 |
Per-check charges | No | No | No |
Interest bearing | No | Yes—earns interest on balances of $.01 or above | Yes—higher interest paid on balances of $1,500 or above |
Interest compounded and credited | - | Monthly | Monthly |
Check-writing privileges | Unlimited | Unlimited | Unlimited |
Easy-to-balance monthly statements | Yes | Yes | Yes |
Free return of check image for easy account reconciliation | Yes | Yes | Yes |
Free Visa® Debit Card | Yes—you may make ATM withdrawals of up to $500 and debit card purchases up to $2,500 per day* | Yes—you may make ATM withdrawals of up to $500 and debit card purchases up to $2,500 per day* | Yes—you may make ATM withdrawals of up to $500 and debit card purchases up to $2,500 per day* |
Free Online Banking and Bill Pay | Yes | Yes | Yes |
Free Mobile Banking and Mobile Deposit | Yes | Yes | Yes |
Free eStatements | Yes | Yes | Yes |
Checking Accounts
The following charts list the checking, savings and money market accounts we offer. Your account number(s) will remain the same unless you’re otherwise notified. If you have a checking account, you’ll continue to receive monthly statements and your statement cycle schedule won’t change.
We’ve made every effort to convert you to the account that will help you Bank Happy. If you think another account will better meet your needs, please contact your local Community Bank branch after the merger.