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Checking Accounts

The following charts list the checking, savings and money market accounts we offer. Your account number(s) will remain the same unless you’re otherwise notified. If you have a checking account, you’ll continue to receive monthly statements and your statement cycle schedule won’t change.

We’ve made every effort to convert you to the account that will help you Bank Happy. If you think another account will better meet your needs, please contact your local Community Bank branch after the merger.

Carefree CheckingDirect Interest Checking and 50 & Better Checking (age 50+)Premium Interest Checking

Minimum balance requirement

No

No

$1,500 minimum daily balance

Monthly service charge

No

No

$8 if minimum daily balance falls below $1,500

Per-check charges

No

No

No

Interest bearing

No

Yes—earns interest on balances of $.01 or above

Yes—higher interest paid on balances of $1,500 or above

Interest compounded and credited

-

Monthly

Monthly

Check-writing privileges

Unlimited

Unlimited

Unlimited

Easy-to-balance monthly statements

Yes

Yes

Yes

Free return of check image for easy account reconciliation

Yes

Yes

Yes

Free Visa® Debit Card

Yes—you may make ATM withdrawals of up to $500 and debit card purchases up to $2,500 per day*

Yes—you may make ATM withdrawals of up to $500 and debit card purchases up to $2,500 per day*

Yes—you may make ATM withdrawals of up to $500 and debit card purchases up to $2,500 per day*

Free Online Banking and Bill Pay

Yes

Yes

Yes

Free Mobile Banking and Mobile Deposit

Yes

Yes

Yes

Free eStatements

Yes

Yes

Yes

BANKING YOU CAN COUNT ON

Better banking starts with trust—and we’re honored to be recognized for it.

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